IBPS PO 2014 Interview Experience Part 11


Hello Friends,
We are sharing with you Interview Experience of IBPS PO Interview Hope you like it
Done with intrvw…..to my surprise/shock…nothing asked frm typical HR stuffs……not much questns frm banking and current affairs…it was all general…Discussion….around 20 minutes they took…..i was like answering in a conference….i am posting questions here..but not answers for all……i can’t even recall what i told exactly there….

Place:Canara Bank Trivandrum
Morning:8.30 am….
I was number 13….but later due to absentees and document issues..my no. was 7.Panel had 4 Gentlemen & 1 Lady.
I entered,wished them and was asked to take the seat.
M3:Very pleasant moring..right……
Me:Yes sir…
M3:Comfortable……fresh…..
Me:Yes sir…
M4:Tell us abt ur family ?
Me:told…(M3 noted something when i told tht my mother was a retd.. banker).
M4:Which college u studied..?? 
Me:———–college…
M4:What subject..?
M3:(before i start,he answered tht..:D)..B tech…Computer Science
M3:Did u take bank coaching?
Me:No sir…
M2(Chairman):so..is it possible for technical people to pass exams without coaching…..?? Coaching is good for u..??
Me:I started with coaching centrs…(but he interrupted and told that question is Do technical graduates need coaching to crack bank exams..?)I told him that coaching is not reqd…and explained with reasons…..M1 was very impressed it seemed..and he wrote something on the book he had……
M2:So,do u think that everyone will agree with ur opinion ?
Suddenly M1 and M3 interrupted and told that i am   a live example…it is my experience…so there are no more questions…
M4:So u have good techincal knowledge….how ur technical degree is useful for bank..?
Me: i told the role of computers in banking…
M2:Then,how will u use technology to reach the public…
Me:told abt kotak mahindra’s fb account…
M4:recently one bank started twitter account…which one ?
Me:ICICI…then continued with the ans…
then….had a great discussion abt this topic……i cudn’t even remember the counter questions they asked…..:D…
M2:Suppose a person is not repaying loan…hw will u make him to repay ?
Me:started with something….this also went as a long discussion….and in b/w they asked KYC as a counter question as i used KYC in b/w somewhere…but both me as well as M2(chairman) used NPA,a number of times..but they didn’t even ask what is the expansion of NPA…..
M3:Have u heard abt Dada Saheb Phalke Award..?
Me:Yes sir…& told abt it..
M3:Who was awarded with Dada Saheb Phalke Award in 2014..?
Me:I went blank and told that i dn’t knw….
M3:Who was selected as Manorama Person of the year..?
Me:Sir,it is Manju Warrier(a malayalam actress).
M3:She is also from film field…right..?
Me:Yes sir…
M4:What is GPRS..?
Me:I forgot that and told that i dn’t remember it..
M4:What is digital signature..?
Me:told
M1:So,ECGC is ur first preference..? Is it a bank..?
Me: No sir,it gives credit security to exporters and banks..
M2:what does ‘G’ in ECGC mean..?
Me:Sir,it is guarantee…
M2:yes..so it is guarantee…not security…(with a broad smile..)
Me:Thank you sir..
M1:Where is its HQ?
Me:Mumbai sir..
M1:Where is its branch in Kerala ?
Me:Sir,in Kochi.
M1:Any more other branches..??
Me:No sir…only one branch..
M1:Yes,only one branch….but you gave it as first preference…Very Good….(all of them smiled).
Lady:(Till this 15-18 minutes she was silently watching me..and nw she asked a question) What is Priority Sector Advances ?
Me:told…
They all looked at each other…then…M2:thats all thank you——-
M3:Thank you ———
I stood up and thanked them…then..
M3:How u came here..?? alone..or..?
Me:No sir,my parents are there….
M1,M2,M3,M4(with M2 being loud)…: Oooh….take these chocolates for them also…….take for urself and also for them……
That time only i saw tht bowl of chocolates….i was abt to take 3…but 4 came in hand….I thanked all of them…they also wished me with great smile on their faces…and also i wished good day to them..

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